7. Don't go overboard with your spending.
Decorating a home and getting those improvements started may seem like a blessing, but it won't make anyone happy in the long run if it puts the entire family in debt. Make a budget for the money you'll need to make these adjustments and stick to it. If the family is paying off debt for the rest of their lives, having a lovely home will only give them a momentary boost in mood.
Consider doing some simple upgrades yourself rather than paying a professional. Painting, adding new furniture, and rearranging a few rooms are inexpensive ways to give a home a new lease on life.
