27. Get Your Loan Approved
The insurance lender must underwrite your loan for the home closing to take place. This means they'll have to give the seller money and keep you morally responsible for the repayment.
There would be no surprises if you completed all of your homework at the start of the process. Your loan would not be underwritten if there were items omitted from your credit history, if your career or marital status changed, or whether you made any significant transactions since you were pre-approved. In other words, you made it to the end of the process but would be unable to close on the house.
