21. Make a proposal
Making a bid is an essential step in the home-buying process. If you find a home that you want, you should make an offer right away, mainly in a competitive place. Also, if you've been pre-approved, the bid will stand out because it's second-best to a cash offer.
If your desired home has several deals, you'll need to speak to your real estate agent about how to make your bid stand out from the others. Appraisal value, time on the market, and the seller's ability to bargain are all factors that can influence the offer you make.
