11. Avoid making any significant purchases.
If something about your financial situation changes after being pre-approved for a mortgage, we can revoke your mortgage conditional promise. Any transactions that could result in the liquidation of your properties could result in your mortgage being denied. Do not worry about getting a new credit card.
Before you go out and buy your new washing machine or dishwasher, wait until after you have closed on your property. If the holidays are approaching, you may want to prioritize spending quality time with loved ones over purchasing presents. After all, in the long run, people would value your time more than your material gifts. When it comes to purchasing a house, location is everything.